Request up to € 1000 in just 15 minutes!
Win-Loan is a company specialized in mini-credits instantly with a long established experience in the market. It offers small value credits, of a maximum of € 300 for new clients and € 1000 for those who have already worked with the entity and who have met the established conditions.
They are loans that will be granted to meet specific needs, with a fairly limited repayment time. The loan application is quite simple to take, being able to receive the money in the bank account much sooner than we expect.
If you want to know its benefits, read on to discover all that this financial can offer you.
What exactly is Win-Loan?
This company is based in Spain, invoicing through the company Tulfoes Finance SL. This name may not convey much confidence; but investigating a little we discovered that the companies are real and that it complies with current regulations. Many clients trust their loans.
All loan applications must be managed through the Internet; that is to say, that we cannot appear in a physical delegation to ask for the money, since we will not find it.
As we have already commented, they specialize in them and that is why it makes sense that they only operate online, since it is the fastest way we have to achieve them. If the management were done physically, the processing time would be very high.
The first time we can request a loan without guarantee of up to € 300, with unbeatable conditions. If we meet the conditions and the return period, in our next application we can request a credit of a maximum of € 1000.
They are called fast credits for something, and that is that the whole process can be completed in just 15 minutes (that is, at that time we will have filled out the application and we will have an answer on whether or not we will receive the money).
If we have an account in some of the branches proposed by the entity, we can have the money in it in a matter of minutes. If not, we must wait between 24 and 48 hours.
Amount to request
Recapitulating the information we have already exposed.
– If you ask for the credit for the first time: You can ask for a maximum of € 300.
-If you ask for a new credit, and you have not had problems in the past: You can ask for a maximum credit of € 1,000.
How to apply for the loan
Win-Loan.es has arranged everything so that we can manage the credit online, with a very simple platform that allows us to do everything on our own, without help and with just having a minimum of computer knowledge.
Now, just in case we don’t clarify ourselves, we can manage the whole process through the phone.
Unlike other companies specialized in mini-loans instantly, with Win-Loan we will not need to give any justification on the reason why we are requesting the money. As long as we meet the requirements, and return the money on time, we will have no problem.
You cannot ask for an amount of money that is less than € 100. For example, if we only need € 50, this will not be the entity we are looking for.
Possibility of requesting an extension
If the day of the loan repayment is approaching, and we are aware that we will not be able to return it on time, we can speak with those responsible for the entity to request an extension (with certain conditions to be met).
The extension can be requested at intervals of 7, 14 or 30 days.
– Extension of 7 days: The cost of extending the payment time to 7 days will be 15% of the total debt.
– Extension of 15 days: The cost of extending the payment time to 15 days will be 20% of the total amount of the credit.
– Extension of 30 days: Finally, if we want to extend the payment time to 30 days, the cost will increase up to 36% of the total.
Although it is desirable to never reach these extremes, at least we know that, even so, there are alternatives.
Requirements to request a loan in Win-Loan
The requirements are quite similar to what most of the fast credit online financials usually ask us for:
- Identification document: The first document that will be required of us will be a copy of our ID or NIE in the case that you are a foreigner.
- Age: Although it is true that a certain age is not established, there are usually no problems when the interval is between 21 and 65 years.
- List of defaulters?: The entity does not grant loans if we are in a register of delinquents. The amount will not matter; If there is a prior debt, it will be imperative to meet it before initiating a loan application.
- Proof of income perception: Although it is not mandatory to have a payroll, if you need to have income of some kind. It can be, for example, an unemployment benefit, allowance, compensation, or other assistance. If you do not have regular income you can try to ask for the loan equally, although the resolution is most likely negative.